Welcome to the BuyOrSellDenverHomes.com Blog

2018-12-27 11:48:06
What you need to prepare for your first house

Buying a home is a big undertaking. From finding the right property and negotiating to sorting out the legal details and moving in, there are dozens of important steps along the way. And for many first-time buyers, it can seem overwhelming. 

Fortunately, there are a few things you can do to make the process easier, even if you’re still in the planning phase. If you know buying a home is on the horizon, you’ll want to tackle these tasks before you get too far into your search:

1. Get preapproved for your mortgage. 
Research lenders, choose your mortgage company and apply for preapproval. This will give you an idea of what you can afford so we can point you toward homes in the right price range. 

2. Give your budget a test run. 
Once you have a rough estimate of what your monthly payment will be, give that budget a trial run. Are you still able to afford all your monthly bills and expenses? If not, let’s have a chat with your lender to see what the monthly payment could look like if we target a lower price point.  

3. Start saving. 
It’s never too early to start saving up for your down payment and closing costs. Cutting out unnecessary spending and setting up automatic deductions from your paychecks are two easy ways to give your savings a boost.

4. Create a wish list. 
What do you want in your future home? Jot down your must-haves concerning size, location and features. You can also include some deal breakers to help guide you in your search.

Are you looking to buy your first home soon? With the right help, the process will be less overwhelming. Reach out today for step-by-step guidance or a referral to a trusted lender in our area.

We strive to offer you a truly 'An ELEVATED Real Estate Experience' We are a unique real estate company focusing on giving YOU the highest level of service in buying or selling a home possible. With over 20 years of marketing and negotiating real estate, Troy gives you the experience you need to get top dollar for your home or lock up that dream home that everyone else wants. In this hot market you need an aggressive Realtor who knows how to beat out other offers and get you the property you want. Give me a call to discuss your home dreams today!

 
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